Personal Insurance Services
We offer, increased limits for liability, uninterrupted cover for a month after payments have ceased, giving you a month's grace to catch up on missed payments. In addition we also offer qutomatic inflation-linked adjustments and single debit order covers all payments.
- Household Insurance
Cover for security guards to protect your premises after loss or damage. House contents sum insured automatically increases from 15 December to 15 January to provide free cover for Christmas shopping during the festive season. Home industries’ stock-in-trade can be included. Trauma cover worth R2 000 after a burglary or fire.
- Personal Liability & Legal Aid Insurance
Get R1 million worth of personal legal liability cover. For R10 or R15 more a month you get extended personal legal liability cover (PLIP) to the value of R10 million or R20 million respectively. Legal-aid cover ranging from R1 000 to R25 000 is also available. Legal aid can help meet the costs of legal advice, family mediation and representation in a court or tribunal.
- Vehicle Insurance
Vehicle insurance can either be comprehensive, comprehensive excluding theft, limited (third party, fire and theft only), or third party only. Tow-in costs after mechanical breakdown are covered up to R500. You can enjoy emergency accommodation cover of up to R250 per person, or R1 000 per event after an accident, including Trauma Cover worth R2 000 after a hi-jacking.
- Professional Indemnity Insurance
This insurance is tailored for nurses & pharmacists professionals. Indemnity for medical malpractice committed by members in the medical nursing profession. The insurer indemnifies the insured member when liable to pay for damages. Protect against claims for loss by a client or a third party if found to have been negligent, or made a wrong judgement call.
- Family Protection Insurance
Safeguard your family from the financial uncertainty and hardship. Get personal accident insurance of between R1 000 and R75 000. Under the hospital benefit plan, Santam even pays a recovery benefit. You select the amount for which you want to be insured per day, ranging from R50 to R400. Choose a death benefit plan for R3 000, R5 000 or R7 500.
- All Risk Insurance
Choose cover from a wide range of options, of what you want to insure under this section, and you get to choose for what amount.
- Building Insurance
This insurance cover you for accidental damage to machinery of swimming pools, jacuzzis, boreholes, irrigation systems garage doors and electrical gates.
- Free services
Free advice and assistance services ranging from legal and tax advice to medical assistance are included.
